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3 Steps to Take If Your Insurance Claim Has Been Denied


Dealing with denied insurance claims is extremely frustrating. The sad reality is that insurance companies care more about protecting their bottom line than protecting their policy-holders, and even oftentimes, they will fight to withhold coverage even if your claim is completely valid. Whether you have been injured in an auto accident or have experienced another kind of catastrophic injury, you have the right to pursue denied claims to the fullest extent of the law. Keep reading to learn the 3 steps to take if your insurance claim has been denied, and make sure to contact the Law Offices of David Henderson for assistance with appeals and more.

If your insurance claim has been denied, you should:

  1. Thoroughly Examine All Pertinent Documents: If your insurance company is willing to deny your claim, chances are they will be willing to use every trick in the book to fight your appeal. This is why it’s important to be as or even more prepared than they are. First and foremost, you will want to carefully analyze your Explanation of Benefits (EOB) to find out why your claim was denied. Beyond that, it is also essential to compile medical records, police reports, and any other documents that could support your claim. While this may sound like a lot of work, a skilled lawyer will be able to help you collect and examine all the documents you need.
  2. Contact the Alaska Division of Insurance: The Alaska Division of Insurance is the government body regulating state insurance agencies. This organization helps policy-holders with claim denials and other insurance-related disputes. Contacting the Alaska Division of Insurance shows your insurance provider that you are serious, and will not back down after a claim denial. However, this organization does not provide legal advice or representation, and is not allowed to make a final ruling regarding claims. This is why if your claim has been denied, it is extremely important to…
  3. Hire an Experienced Attorney: Fighting a denied claim on one’s own isn’t something anyone should have to go through. Fortunately, the Law Offices of David Henderson is here to guide you through the entire appeals process. As an experienced Anchorage insurance claim attorney, I have a history of securing favorable results for clients, and will work tirelessly to ensure that you receive full compensation for hospital bills, medical expenses, loss of wages or ability to work, and additional pain and suffering. Call today to schedule a free consultation, and hire a lawyer trusted by people across Alaska.

The Law Offices of David Henderson is available by phone at (888) 295-6566, or you can click here to request an appointment online.